Payment Plans

0% Payment Plans


Simple and flexible finance with zipMoney

  • Full coverage for your procedure
  • Special 0% interest for 6 months
  • Payments as low as $5 per day
  • Tailor your payments to suit your budget
  • As quick as 3 minutes to apply

Making a payment with zipMoney

We’re passionately committed to providing everyday Australians with superior dental care at affordable prices.

Teeth Whitening Services in Perth

Have the smile you want today!

zipMoney is the latest innovation in personal patient finance that provides a simple and secure way to pay for your treatment.

Once you’ve decided to take that first step, it can still take years to save up for your chosen dental treatment – making the dream of your new smile seem far, far away. Now you can have that beautiful smile sooner, through our exciting new finance partner, zipMoney.

How it works

zipMoney is different from other lenders because they cover the ENTIRE cost of your dental treatment. This means there’s zip to pay from day one, giving you the freedom to book in your consultation and start your journey when it suits you!

You pay back your procedure as you wish, with payment plans are as low as $5 a day and a special 6 months interest free period. With zipMoney’s simple application and approval process, you can complete the necessary information in as little as 3 minutes.

Fees and Charges

  • No deposit – pay nothing today
  • No interest if paid in full in 6 months
  • A small monthly admin fee of $5.95 applies to your account (if there is a balance outstanding)
  • A one-time establishment fee applies ($20 – $249 depending on the procedure)
  • APR of 19.9% applies for any balance outstanding after the interest free period
  • Minimum repayment of $150 per month (equates to $5/day or $35/week)

Please note, once approved your zipMoney Account can only be used at Absolute Smiles. We pay Absolute Smiles directly on your behalf, so no cash ever changes hands!

To apply you must be an Australian resident, 18 years or over and have a job in which you are working at least 15 hours a week. Plus it only takes 3 minutes to apply!

*Important Notice

To approved applicants only. 6 Months Interest Free applies to all Absolute Smiles procedures Minimum monthly payments of $150 or 3% of the outstanding balance (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.90%. A monthly account service fee of $5.95 is applicable while there is a balance outstanding. A one off Establishment fee is applicable, please check your contract for details. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit  to learn more about zipMoney.

Any surgical or invasive procedure carries risks. Before proceeding, we encourage you to discuss these matters with a dental professional.

Frequently Asked Questions (FAQ)

ZipMoney Payment Plans
  • Who can apply for finance?

    zipMoney’s flexible approvals means anyone who is over 18 years old, is an Australian resident, is employed in some capacity and earns more than $300 per week is eligible to apply.

  • What information do I need to have handy?

    All you need to apply is the personal and banking information you know by heart, and the identification details in your wallet or handbag – it’s that simple.

  • How long does it take to apply?

    The application process is quick and easy – it usually takes about 3 minutes to complete all the information. You will either receive an answer in a few minutes, or if the team at zipMoney needs to verify some of the entered information, then within the hour.

  • How much will I need to budget each month?

    It’s up to you! With repayments from as little as $5 a day you have the flexibility to make repayments according to your budget, lifestyle and personal financial situation. Many customers often tailor their repayments to pay more than the minimum under the facility. For example the contractual minimum monthly repayment is $150 or 3% of the balance outstanding (whichever is greater) and this can be set to weekly, fortnightly or monthly.

  • Does zipMoney cover everything I need for my procedure?

    zipMoney covers the full cost of the procedure, so you will have nothing to pay upfront. We offer a range of different payment plans, so please let us know how much you are looking for.

  • What is my Credit Limit on the Account?

    Your Credit Limit is the maximum amount you may borrow at any one time under your facility. This is different for each of the procedures – you can choose the size of your payment plan and either borrow the full or partial amount.

  • How is my personal and banking information protected if I apply?

    We are committed to protecting all customer data, so any personal or banking information you provide during the finance application process stays secure on the zipMoney site and is not shared nor stored on The Absolute Smiles site. This process employs the highest SSL encryption technology to keep your information safe and secure.

    zipMoney complies with all relevant Privacy Laws and treat these obligations and commitments very seriously. They also employ 2 factor authentication for every transaction. This means in addition to your Secured Password, they send a single-use Code via SMS for all transactions to protect your account from fraudulent activity.

  • What happens if I miss a monthly payment?

    If you miss one of your monthly payments, late fees may be charged, so please contact the friendly staff at zipMoney to let them know. You will receive a number of emails and SMS’s to remind you, so don’t worry if it happens accidentally. You can find out more about monthly payments by visiting the FAQ page on the zipMoney website.

  • What happens after the interest free period?

    zipMoney provides 6 months interest free on all procedures, giving you the flexibility and freedom to pay for all or part of your procedure, as you wish.

    After this promotional period, zipMoney’s standard annual percentage rate of 19.90% applies. With no annual fees and no time limits, you can simply continue to make payments each month until your procedure is paid off. Find out more by visiting the FAQ page on the zipMoney website.

  • What fees are payable on my Account?

    zipMoney charges a one-time fee to establish your Account that varies based on your procedure – for a $2,000 payment plan, for a $3,000 payment plan, for a $4,000 payment plan, for a $5,000 payment plan and for up to $6,500.

    There are no annual fees. However, there is a monthly service fee of $5.95, which is charged for any month there is a balance outstanding on your Account.

    Interest will be charged at the Standard Annual Percentage rate (see above) if any part of the transaction is unpaid after the interest free period.

    Other fees may be charged for alternate methods of repayment, dishonoured and late payments. Please check your contract for specific details.

  • Can I apply on my own or do I need to have someone co-sign to get approval?

    Yes, you can apply on your own! zipMoney applies its own lending criteria to each application. For more information, visit the FAQ page on the zipMoney website.

  • Can I use my zipMoney Account at another cosmetic surgeon?

    No. Once you are approved for a zipMoney Payment Plan and one of the kind staff at Absolute Smiles takes your booking – zipMoney then pays Absolute Smiles directly, so no cash ever changes hands. You will not be able to use these funds at another clinic or surgery.

  • I’d like to know more about zipMoney. Where can I learn more?

    For more information, visit the FAQ page on the zipMoney website. Alternatively, call our clinics and one of our friendly Consultants can assist you.

    Any surgical or invasive procedure carries risks. Before proceeding, we encourage you to discuss these matters with a dental professional.